# How Can We Better Evaluate Future Borrowers (both on-chain and RWAs)?

**URL:** <https://gov.frax.finance/t/how-can-we-better-evaluate-future-borrowers-both-on-chain-and-rwas/1630>\
**Category:** General Discussion\
**Created:** [June 17, 2022, 4:50pm UTC](https://gov.frax.finance/t/how-can-we-better-evaluate-future-borrowers-both-on-chain-and-rwas/1630 "2022-06-17T16:50:53Z")\
**Posts on this page:** 1\
**Showing post:** 3

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**Author:** ![sparkes25](https://yyz1.discourse-cdn.com/flex031/user_avatar/gov.frax.finance/sparkes25/32/392_2.png) [@sparkes25](https://gov.frax.finance/u/sparkes25)\
**Post date:** [June 25, 2022, 2:27pm UTC](https://gov.frax.finance/t/how-can-we-better-evaluate-future-borrowers-both-on-chain-and-rwas/1630/3 "2022-06-25T14:27:58Z")

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i really think this is something we should put some time in to, im all for RWA lending but am also aware of its risks.

do we have anyone in the community that has skills in this area that can look at this from a non-bias point of view, or maybe there is another protocol like Truefi that can help us or maybe we can use them as a guide of how to go about doing this.

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